Make Sure You Have Insurance Coverage for Winter Weather Hazards

Are you covered if winter weather wreaks havoc on your home or vehicle? The message from the Michigan Department of Insurance and Financial Services is that if you don’t know, you need to find out.

DIFS Director Anita Fox says, “Dealing with damage to a home or vehicle caused by severe weather is stressful enough, so we encourage Michiganders to review their insurance coverage before experiencing a loss to protect themselves financially.

Fox said, “If you are unsure of your policy coverages, contact your insurance agent or company today. Understanding your insurance coverage can provide considerable peace of mind in the event of severe weather damage.”

The Department offered tips on keeping your property safe including keeping your home heated to at least 65 degrees to prevent frozen pipes, keeping gutters clear to prevent ice damming, and taking care of trees that could lead to branches falling on the house.

Auto owners are required to have coverage that protects property in the case of sliding off the road and causing damage. Drivers are warned not to park under snow-covered tree limbs to avoid severe vehicle damage.

Reporting for WGRT – Jennie McClelland