Driving without auto insurance is illegal, but it’s a reality for a lot of drivers for a variety of reasons. Those who have been driving while uninsured can take advantage of Michigan’s uninsured motorist amnesty period to get legally insured without penalty fees..
The grace period expires on January 1st of 2022. Over 100,000 people have been able to get insurance penalty-free since the program began.
Anita Fox, Director of the Michigan Department of Insurance and Financial Services said, “Prior to the amnesty period, drivers who had let their insurance lapse faced potentially expensive penalties and fees if they later tried to purchase an auto insurance policy.”
Fox said that the amnesty period ensures that those fees will not be charged if the driver applies for a policy before the January 1, 2022 deadline. She said that now is the time to shop for insurance because, after the deadline, those penalty fees can once again be charged.
Twenty percent of Michigan drivers were estimated to be driving uninsured in 2019, often because they can’t afford insurance. The Detroit area has had the highest rates in the nation, but there have been some rate reductions since the passing of the bipartisan Michigan auto insurance reform law.
Reporting for WGRT – Jennie McClelland
