business news

Michigan Homeowner Assistance Fund Reaches Application Limit, Deadline Imminent

The Michigan State Housing Development Authority (MSHDA) has declared an imminent closure for applications through the Michigan Homeowner Assistance Fund (MIHAF) program due to an overwhelming surge in submissions. The MIHAF online portal is set to halt new applications on Friday, December 8th, at midnight.

Prompted by homeowner-related delinquencies resulting from the COVID-19 pandemic, Michiganders are urged to swiftly apply for potential aid. Applications submitted before the deadline will be processed until funds are exhausted, with updates available through the application portal.

Launched in February 2022, the MIHAF program has been a pivotal support system, disbursing over $200 million statewide, benefiting more than 26,000 households with an average of $7,600 per recipient. 

For more information, call MIHAF customer service at: 1(844) 756-4423 or by emailing MSHDA-HO-HAF-Program@michigan.gov.

Reporting for WGRT – Choze Powell

Michigan Black Leadership Advisory Council Champion Legislation To Cap Payday Loan Interest Rates

Members of the Black Leadership Advisory Council (BLAC) have put their support behind Michigan State Sen. Sarah Anthony and State Rep. Abraham Aiyash for their proposal of Senate Bill 632. The bill aims to cap the interest rate on payday loans at a maximum of 36 percent annual percentage rate (APR), in alignment with BLAC’s 2022 policy report to Governor Whitmer.

BLAC’s recommendation highlights the disproportionate targeting of Black communities by payday lenders, where loans can amass interest rates exceeding 300% APR. The lack of a cooling-off period between loans in Michigan prompts consumers to frequently renew loans, as per data from the Consumer Financial Protection Bureau (CFPB).

The advocacy emphasizes the prevalence of payday lending operations in communities of color, with areas with significant African American populations hosting more payday lenders per capita. 

Reporting for WGRT – Choze Powell

Michigan Department Of Health And Human Services Expands Vehicle Purchase Assistance Program To $4000

In a bid to enhance accessibility for residents in need, the Michigan Department of Health and Human Services (MDHHS) has raised the ceiling for its Direct Supportive Services (DSS) for Vehicle Purchase Assistance to $4,000. 

The updated criteria outline the eligibility requirements for individuals seeking financial aid for a vehicle, emphasizing the importance of prior approval from MDHHS, limited to one vehicle purchase per lifetime. Applicants must be recipients of specific MDHHS benefits, possess a valid Michigan driver’s license, and demonstrate the necessity for private transportation due to a lack of reliable public options.

This expansion aims to empower individuals to secure reliable transportation, particularly those engaged in employment or self-employment, reinforcing the state’s commitment to fostering self-sufficiency among its residents. 

For more information, contact your local DHS specialist.

Reporting for WGRT – Choze Powell

Community Unites To Grant Terminally Ill Child One Last Christmas Wish

The Tires and Treads Community Project is rallying local support to fulfill the heartfelt Christmas wish of Leo, a terminally ill 8-year-old boy. Leo’s mother, with the hope of giving her son one more Christmas, is seeking assistance from kind-hearted individuals willing to provide gifts for Leo and his three siblings, aged 15, 3, and 2.

The project organizer, Fran Morris, is urging the community to come together and help make this Christmas celebration a reality for Leo and his family. Gifts can be donated in person by contacting the organizer for pickup, or they can be sent via Amazon to the Tires and Treads Community Project at 7114 Imlay City Rd. Clyde, MI 48049. 

As the community unites to bring joy to Leo and his family during a challenging time, the spirit of giving shines brightly, showing the power of compassion and support.

Reporting for WGRT – Choze Powell

Meijer Honors Veterans With Special Discount On Veterans Day

On Veterans Day, Meijer is extending its appreciation to military Veterans and their families by offering a special 10 percent discount on in-store purchases. The promotion is available on Saturday, November 11th, at all Meijer locations across the Midwest.

Meijer, a company committed to supporting its communities, takes pride in being a Veteran-friendly employer. In recognition of the sacrifices made by Veterans and their families to ensure the safety and freedom of our great nation, Meijer wishes to give back.

To benefit from this discount, Veterans and their family members need only inform the cashier at the time of checkout, and no coupon is required. Some exclusions may apply, but Meijer hopes that this gesture of appreciation will convey their gratitude for the dedication and service of our military members and their families.

Reporting for WGRT – Choze Powell

Blue Water Area Calendar 2024 Unveiled, Showcasing Local Photographer Talent

The highly anticipated Blue Water Area Calendar for 2024 has been officially released by Citizens for a Vibrant Community (CVC), following a successful Calendar Release event in October. This unique calendar, a labor of love from 44 local photographers, captures the picturesque beauty of St. Clair County through their lenses.

The selection committee faced a challenging task but ultimately chose 13 outstanding photographs for the calendar and honored 12 submissions with honorable mentions. The final result is a visual celebration of the region’s diverse landscapes, showcasing the talent of local photographers. Each calendar is available for purchase at $6 each and will be on sale until supplies are gone. 

For more information, visit: cvcph.org or call Trina at (810) 300-8381.

Reporting for WGRT – Choze Powell